Tired of the daily grind?  Looking for an
alternative to a lifetime of stress and
overwork?  
Work Less, Live More: The Way to
Semi-Retirement
is your roadmap to the exit.  
Written by early semi-retiree Bob Clyatt, the
book gives encouragement and step-by-step
knowledge for securely moving beyond
full-time work,  whatever your age.

The book shows readers how to achieve this
winning combination of work and life through:
- Sensible spending and saving
- A rational investing method based on Nobel
Prize-winning research
- A safe, lifelong withdrawal method for living
off your savings
- Resources and guidance for living outside the
culture of consumption and overwork
Plus:  Learn how to create the perfect
part-time work opportunities to fulfill personal
and financial goals.

If you are ready to start making plans for a
more fulfilling life, or are already semi-retired,
you'll find valuable advice here based on the
experience of hundreds who have already made
the leap.

For those ready to roll up their sleeves and
really begin planning in earnest, the new
Work
Less Live More Workbook: Get Ready For
Semi-Retirement  
will give you the
spreadsheets and tools to customize plans to
your own unique situation.   Plus you'll get
plenty of worksheets and exercises to help you
figure out what you'll do to fill all the years
you've freed up once you leave full-time career
work.

Bob's entrepreneurial years allowed him to
became financially independent in 2001 at age
42 and he has been living as a semi-retiree ever
since.  Since retiring,
he has realized his lifelong
dream to write and
create art.  He lives with his
wife and two sons in Westchester County, New
York.
Bob-Clyatt Work-Less-Live-More American-Yacht-Club
JoAnn Cancro Photography
A book in the web age should be the
beginning of a conversation.  Feel
free to contact Bob with any
questions you have about early or
semi-retirement
bob "at" workless-livemore.com
See Bob's Sculpture website --
something he never knew he could
do until he early retired!
The 2nd edition of Work Less Live
More
and the new Work Less Live
More
Companion Workbook

After two years of strong sales with the first
edition of Work Less Live More, Bob created in
2007 an extensively revised and updated 2nd
Edition with even more focus on Semi-
Retirement, whether early or late.

In addition, Bob w
rote a Companion Workbook
to Work Less Live More, subtitled
Get Ready
for Semi-Retirement.  
Both are available from
Amazon via the links on the left, or from your
local bookseller.  

The workbook contains a CD ROM with
spreadsheets for customized planning of all
facets of your semi-retirement finances, as
well as numerous exercises and worksheets
for planning a fulfilling 2nd half of life.

The new 2007 edition of Work Less Live More
contains updates on all financial models and
addresses readers suggestions to provide new
sections on healthcare insurance, cracking
into an IRA penalty-free before age 59 1/2 and
much more.
Work Less, Live More: by Bob Clyatt
Your Semi-Retirement Resource Center
Order instant download
e-version or hard copy
direct from Nolo Press